Also known as ‘key man insurance’, this can compensate a business for financial losses arising from the death, or extended incapacity, of a specified employee or director.
Business protection is all about insuring for the unexpected. It's a way of protecting your business if something goes wrong.
The ex-PM says he asked the Queen to "raise an eyebrow" over the Scottish independence vote in 2014.
The final day saw a submission from ex-PM Sir John Major - but a decision won't come until next week.
The case against Jed Foster, 20, is "discounted", a court hears.
His debut is named album of the year, cementing a stellar year for the London-born rapper.
But the Labour leader says he is ready to take on the job of leading the UK if he wins an election.