Retirement planning - planning your future with Berkshire Mortgage Services

Most people recognise that it is wise to plan for their retirement and this is especially true for those who are hoping to retire before the usual state retirement ages. At Berkshire Mortgage Services, we believe it is important that you not only plan wisely for your retirement but to also get the most out of your plan.

On reaching retirement, it is important to make the right decision regarding the benefits from your available pension plan. People are now living longer than ever before and there is a worry that they will outlive their available money. That's why at Berkshire Mortgage Services we are here to help you.

There are a number of options available on retirement - which include annuity purchase, income drawdown and alternatively secure pensions.

We offer the following pension options:

• Personal pension plan
• Self invested personal pension
• Stakeholder pension plans
• Group pension schemes

Our experts can help you with the following areas:

• Guaranteed annuities
• Impaired life annuities
• With profit annuities
• Income drawdown
• Alternatively secured pension
• Open market option

For many people, this will be the most important financial decision after buying their house.