Investments - Helping You Meet Your Short or Long Term Goals

Whether it is because you’ve inherited money, won money on the Lottery or built up a tidy nest egg by saving on a regular basis, it is important that your money is invested wisely. This will not only protect yourself against the effects of inflation but also ensure that your money grows as quickly as possible whilst taking a level of risk acceptable to you.

Our Approach to Investment

Our approach to investment advice is based on understanding your goals for your money and how much risk you're prepared to take with it. The expert, jargon-free guidance we will provide builds on these basics. This means we can make sure that our solutions are right for you and that you have all the information you need to make an informed decision.

We can introduce you to worldwide investment opportunities from some of the UK's leading fund managers . So wherever you decide to invest, you can be sure your money will be in highly professional hands.

Investment Made Simple

We've developed our own three-step approach to help us identify the right investment for each of our clients:

Step 1

Understand your goals for your money. Everyone's objectives are different so we'll start by finding out how long you want to invest for and exactly what you want to achieve.

Step 2

Next we establish your attitude to risk for the money you're investing. We'll do this by asking you questions. From your answers we can tell you how adventurous or cautious you are with your money - in other words, we describe the kind of investor we think you are and check to make sure you agree.

Step 3

Having identified your goals and established your attitude to risk, we'll design a solution that meets your needs. This will involve finding the right product (for instance an ISA or pension plan), and an appropriate mix of investments - in investments terms a 'portfolio'.

Should I invest in Banks or Building Societies?

Leaving large amounts on deposit in banks and building societies may not be the best long term answers for investors, although this may well be seen as the traditional safe haven, recent years have seen interest rates reduce considerably and deposit accounts are now providing very low returns, which after the effects of taxation are barely keeping pace with the rate of inflation.

What Other Options are There?

Many people realise that to achieve better longer term protection for their money against the effects of inflation and also the prospects of better returns than the banks and building societies, it is often worth considering ‘equity’ related investments.

If you leave money in a bank or building society it's secure. But the value of your investment may reduce in terms of the real value of your money and what it may buy in the future.

Equities are the common name for shares and enable you to tap into the growth prospects and financial returns of companies, which have the prospect of substantially higher returns than the bank and building society deposit. Access to equities or company shares can be either directly through buying shares through a Stockbroker or what is more common, indirectly by investing in managed funds through investment products like :

• ISA's
• Investment bonds
• Unit trusts
• Investment trusts

We have a wide range of investment funds and can offer no risk investments as well as a range of funds to suit the more experienced investor. Protected Profit Funds are available which offer a new approach to equity investment for the cautious investor. If you like the potential returns of the Stock Market but want to limit the risk you are taking, why not contact us for more information about these funds.

Over the past few years we have experienced increased volatility in the world stock markets and any such investment should be considered as a medium to long term investment, that being 5-10 years +. It is of course, important to note that past performance is not necessarily a guide to the future.

Why not contact us to find out how we can help you meet your financial goals.

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