Investments - helping you meet your short term goals

Whether you've inherited money, won the lottery or built up a tidy nest egg by simple savings, it is important that your money is invested wisely. This will not only protect yourself against the effects of inflation but also ensure that your money grows as quickly as possible whilst taking a level of risk that is acceptable for you.

Our approach to investment advice is based on understanding your goals for your money and how much risk you're prepared to take with it. The expert, jargon-free guidance will provide advice on these basics. This means we can make sure our solutions are right for you. We can introduce you to worldwide investment opportunities from some of the UK's leading fund managers. So wherever you decide to invest, you can be sure your money will be in highly professional hands.

Investments made simple:

Step 1 - Understand your goals for your money

Everyone's objectives are different, so we'll start by finding out how long you want to invest for and exactly what you want to achieve.

Step 2 - Establishing your attitude to risk for the money you're investing

We'll do this by asking questions and based on your answers we can tell you how adventurous or cautious you are with your money.

Step 3 - Designing a solution to meet your needs

This will involve finding the right product (for instance, an ISA or pension plan) and an appropriate mix of investments.

What other options are there?

• ISA
• Investment bonds
• Unit trusts
• Investment trusts

Over the past few years we have experienced increased volatility in the world stock markets and any such investment should be considered as a medium to long term investment (that being 5-10 years plus) It is of course, important to note that past performance is not necessarily a guide to the future.

For many people, this will be the most important financial decision after buying their house.

The value of your investments can fall as well as rise and you may not get back the amount you originally invested.